I got a DUI in Florida. Do I need SR22 or FR44?

Direct Answer

If your violation was a DUI in Florida, you need FR44 — not SR22. Florida reserves FR44 for DUI-related offenses, while SR22 covers non-DUI violations like driving without insurance or a suspended license.

Florida’s Two-Filing System

Florida is unique in having two different financial responsibility filings:

  • FR44 — Required after a DUI conviction. Mandates enhanced liability limits of $100,000/$300,000/$50,000.
  • SR22 — Required for non-DUI violations (driving without insurance, excessive points, suspended license). Uses Florida’s standard minimum limits.

Why It Matters

Filing the wrong form delays your reinstatement. If you have a DUI conviction and file an SR22, the DHSMV will reject it — you need the enhanced FR44 coverage. Conversely, if your violation is non-DUI, you don’t need to pay for the higher FR44 limits.

Not sure which you need? Call (855) 678-6977 — we’ll determine the correct filing based on your specific violation.

Reviewed by Samuel Ridgeway, Licensed Insurance Agent • MO #PR333723 • NPN #17260454
Published: August 30, 2026 Category: FR44 vs SR22

Ready for Your Quote?

Talk to a licensed agent who specializes in SR22 and FR44 filings. Same-day electronic filing in 10 states.