America's SR22 specialists. We shop 15+ carriers to find your lowest rate.
"Got my SR22 filed the same day I called. The process was so much easier than I expected."
— Jennifer M., Miami, FL
"I was quoted $300/month elsewhere. These guys found me coverage for less than half that. Incredible."
— Marcus T., Orlando, FL
An SR22 is a certificate of financial responsibility filed with the DMV by your insurance company. It proves you carry the state-required minimum liability coverage. It's typically required after a DUI, driving without insurance, or certain traffic violations.
In most cases, we can have your SR22 filed with your state's DMV the same day. Once you choose a policy, your carrier electronically submits the filing — no paperwork on your end.
No. If you don't own a vehicle, you can get a non-owner SR22 policy. This satisfies the state filing requirement and is typically less expensive than an owner policy.
Not much. You'll need your driver's license number and state, the violation that triggered the SR22 (DUI, suspended license, driving without insurance), whether you own a vehicle or not, and your current insurance situation. That's it. The whole process takes about ten minutes on the phone, and we'll tell you exactly what it costs before you commit to anything. Call us at 855-678-6977 or start your quote at SR22Coverage.com.
When you get your SR22 quote from us, we shop your rate across our carriers and find you the best match. You'll typically pay a deposit to bind the policy — that's what locks everything in and gets your SR22 filed. After that, your monthly payments go directly to the insurance carrier, not to us. Most carriers offer autopay — and you should set it up, because if a payment gets missed and your policy lapses, your carrier is required to notify the state. Whether there's an SR22 filing fee — and how much — is set by your insurance carrier. Some include the filing at no extra charge; others charge a small one-time fee. We'll tell you exactly what your carrier charges before you buy. In Illinois, state law bars any extra fee for filing the certificate (625 ILCS 5/7-317(l)).
Yes. Your SR22 policy can cover every vehicle you own and include other household drivers — they'll need to be listed on the policy so the carrier can underwrite them individually. You don't need a separate SR22 for each car. We sort all of this out during the quote — just give us a call at 855-678-6977.
Need your SR22 filed right now? We specialize in urgent and emergency SR22 filings in all 10 states we serve. Our licensed agents provide instant electronic filing directly with your state's DMV — no waiting days or weeks. Whether you need a quick SR22 to reinstate your license or same-day proof of coverage, we handle everything. Most filings are completed in under 15 minutes. Call now and get back on the road today.
Don't own a vehicle? You can still get SR22 insurance. A non-owner SR22 policy (also called a non-driver certificate) fulfills your state's filing requirement without a car on the policy. This is typically the most affordable option. Whether you borrow vehicles, use rideshare, or plan to buy a car later, non-owner SR22 helps you meet your state's filing requirement. We shop 15+ carriers to find you the lowest non-owner rate.
SR22 insurance costs vary by state and based on your driving record, vehicle, and coverage needs. Non-owner SR22 policies are typically the most affordable option. We shop over 15 insurance carriers to find the most affordable rate for your situation — and your quote is completely free with no obligation.
We've been filing SR22 insurance for over 10 years. Unlike big-box insurers, SR22 is all we do. Our licensed agents handle thousands of filings every year. We file electronically with the DMV the same day, provide instant proof of coverage, and your personal information is never sold to third parties. Veteran-owned and trusted by thousands of drivers across the country.