How do I start filing my Florida FR44?

Direct Answer

Call (855) 678-6977 or use our online form. We specialize in Florida FR44 filings and compare rates from carriers that write the enhanced DUI coverage Florida requires. Same-day electronic filing with the DHSMV.

Step-by-Step: Florida FR44 Filing

  1. Contact us — Call (855) 678-6977 or complete our online quote form.
  2. We compare FR44 carriers — Not all carriers write FR44. We work with those that specialize in Florida DUI coverage.
  3. Choose your policy — Owner or non-owner, we present your options with exact pricing.
  4. Same-day filing — We file your FR44 electronically with the Florida DHSMV.
  5. License reinstatement — With the FR44 on file, you can apply for a BPO/hardship license or full reinstatement.

Florida FR44 Requirements

Florida requires FR44 liability coverage of $100,000 per person / $300,000 per accident bodily injury + $50,000 property damage after a DUI conviction. This is significantly higher than Florida’s standard minimums.

The FR44 must be maintained continuously for 3 years from your suspension date.

What to Have Ready

  • Your Florida driver’s license number
  • DUI conviction details (date, county, case number if available)
  • Vehicle information (or confirmation of non-owner status)
  • Any court-ordered requirements (ignition interlock, DUI school)

Whether there’s an SR22 filing fee — and how much — is set by your insurance carrier. Some include the filing at no extra charge; others charge a small one-time fee. We’ll tell you exactly what your carrier charges before you buy.

Reviewed by Samuel Ridgeway, Licensed Insurance Agent • MO #PR333723 • NPN #17260454
Published: August 30, 2026 Category: State Filing Guides

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