What SR22 filing fees or state fees apply?

Direct Answer

Whether there's an SR22 filing fee — and how much — is set by your insurance carrier. Some include the filing at no extra charge; others charge a small one-time fee. We'll tell you exactly what your carrier charges before you buy.

Filing Fee vs. Insurance Premium

The SR22 filing fee (if any) is separate from your auto insurance premium. Your insurance premium is the ongoing cost of your policy. The filing fee, when charged, is typically a one-time cost your carrier charges for generating and transmitting the SR22 certificate to the state.

State Reinstatement Fees

In addition to any carrier filing fee, most states charge a license reinstatement fee paid directly to the DMV. This fee varies by state and is separate from your insurance costs. Your state's DMV will tell you the exact reinstatement fee required.

No Surprises

When you get a quote through us, we break down every cost — your insurance premium, any carrier filing fee, and what your state charges for reinstatement. You know exactly what you're paying before you commit to anything.

Reviewed by Samuel Ridgeway, Licensed Insurance Agent • MO #PR333723 • NPN #17260454
Published: August 30, 2026 Category: Cost, Fees & Payments

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