What FR44 filing fees or state fees apply?

Direct Answer

FR44 filing fees work the same way as SR22 — whether there's a filing fee and how much is set by your insurance carrier. Some include the filing at no extra charge; others charge a small one-time fee. We'll tell you exactly what your carrier charges before you buy.

FR44 Costs to Expect

When budgeting for FR44 insurance in Florida, there are three potential cost components:

  1. Insurance premium — Your ongoing monthly, quarterly, or annual cost for the FR44 policy itself.
  2. Carrier filing fee — A potential one-time fee charged by your carrier for filing the FR44 certificate. Not all carriers charge this.
  3. DHSMV reinstatement fee — Paid directly to the Florida Department of Highway Safety and Motor Vehicles to restore your license.

We make sure you understand every cost before you purchase — no surprises, no hidden fees.

Reviewed by Samuel Ridgeway, Licensed Insurance Agent • MO #PR333723 • NPN #17260454
Published: August 30, 2026 Category: Cost, Fees & Payments

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