Is non-owner FR44 right for me?
Direct Answer
If you need an FR44 filing to reinstate your Florida license after a DUI but don't own a vehicle, non-owner FR44 is typically the right choice. It's the most affordable way to meet Florida's enhanced liability requirements.
Non-Owner FR44 Is Right When
- You received a DUI in Florida and need FR44 to reinstate your license
- You don't currently own or lease a vehicle
- You want the most affordable path to license reinstatement
- You need to start your 3-year filing clock as soon as possible
When You Need an Owner FR44 Policy
If you own or lease a vehicle, or have regular access to a household vehicle, you need an owner FR44 policy that covers that specific vehicle. The FR44's higher coverage limits apply to whichever vehicle you're driving.
Call (855) 678-6977 to discuss your situation — we'll determine the right policy type and compare rates from multiple carriers.
Ready for Your Quote?
Talk to a licensed agent who specializes in SR22 and FR44 filings. Same-day electronic filing in 10 states.