Is FR44 insurance really available for $14 per month?
Non-owner FR44 policies in Florida can start as low as $14 per month for drivers with the cleanest possible records beyond the DUI itself. Most drivers will pay more depending on their full driving history, age, and other rating factors.
When $14/Month Is Realistic
The $14/month figure represents the lowest end of non-owner FR44 pricing in Florida. To qualify for rates at this level, a driver typically needs:
- A single DUI with no other violations
- No at-fault accidents
- A clean record outside the DUI conviction
- A non-owner policy (no vehicle to insure)
What Most Drivers Pay
Most Florida drivers needing FR44 coverage will pay more than the minimum. Additional violations, accidents, a younger age, or needing to insure a vehicle all increase the premium. The only way to know your actual rate is to get a quote based on your specific record.
We compare rates from multiple FR44 carriers in Florida — call (855) 678-6977 or use our online form to see your actual rate before committing.
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