How does FR44 help with license reinstatement?

Direct Answer

An FR44 filing proves to Florida (or Virginia) that you carry the enhanced liability coverage required after a DUI. It is a prerequisite for getting your license back — your license cannot be reinstated without an active FR44 on file.

Florida Reinstatement Process

  1. Complete DUI school — Enroll in or complete a state-approved DUI education program.
  2. Purchase FR44 insurance — Get a policy meeting the $100,000/$300,000/$50,000 coverage requirements.
  3. Carrier files the FR44 — Your insurance carrier electronically files the FR44 certificate with the Florida DHSMV.
  4. Pay reinstatement fees — Pay the required fee to the Florida DHSMV.
  5. License restored — Either a BPO/hardship license or full reinstatement, depending on your situation.

BPO License Option

Many drivers can obtain a BPO (Business Purpose Only) license before full reinstatement, allowing them to drive for work and essential purposes while completing their suspension period. An FR44 filing is required for a BPO license as well.

Call (855) 678-6977 — we can file your FR44 the same day and walk you through the reinstatement steps.

Reviewed by Samuel Ridgeway, Licensed Insurance Agent • MO #PR333723 • NPN #17260454
Published: August 30, 2026 Category: License Reinstatement

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