Which insurance companies offer FR44 in Florida?
Not many standard carriers write FR44 — it’s a specialized filing. We work with multiple carriers that specialize in Florida FR44 and compare rates to find your lowest option. Rather than calling carrier after carrier yourself, one call to us covers the market.
Why Most Carriers Don’t Write FR44
FR44 requires high liability limits ($100,000/$300,000/$50,000) on a driver with a DUI conviction — that’s a high-risk, high-exposure policy most standard carriers don’t want to write. Carriers like State Farm, Allstate, and GEICO may decline FR44 entirely or offer it at very high rates because it’s not their core market.
Specialized Carriers
The carriers that do write FR44 in Florida typically specialize in high-risk auto insurance. These companies have underwriting models built for this exact risk profile, which often means lower rates than a standard carrier reluctantly writing FR44.
We compare rates from multiple FR44 carriers in Florida — instead of calling each one individually, call us at (855) 678-6977 and we’ll do the comparison for you.
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