How do I start a Florida SR22 filing?

Direct Answer

Call us at (855) 678-6977 or use our online form. We compare rates from 15+ carriers that write SR22 in Florida, and file your SR22 certificate electronically with the Florida DHSMV the same day.

Step-by-Step: Florida SR22 Filing

  1. Contact us — Call (855) 678-6977 or complete our online quote form.
  2. We compare carriers — We scan rates from 15+ carriers licensed to write SR22 in Florida.
  3. Choose your policy — We present your options with the exact cost. No surprises.
  4. Same-day filing — Once you purchase, we file your SR22 electronically with the Florida DHSMV.
  5. Pay reinstatement fees — You pay any required fees directly to the Florida DHSMV to restore your license.

Florida SR22 Requirements

Florida requires minimum liability coverage of $10,000 per person / $20,000 per accident bodily injury + $10,000 property damage (plus $10,000 PIP and $10,000 PDL) for an SR22 filing. The filing must be maintained continuously for 3 years from suspension date.

Whether there’s an SR22 filing fee — and how much — is set by your insurance carrier. Some include the filing at no extra charge; others charge a small one-time fee. We’ll tell you exactly what your carrier charges before you buy.

What to Have Ready

  • Your Florida driver’s license number
  • Details about the violation that triggered the SR22 requirement
  • Your vehicle information (or confirmation that you need a non-owner policy)
  • Any court-ordered requirements
Reviewed by Samuel Ridgeway, Licensed Insurance Agent • MO #PR333723 • NPN #17260454
Published: August 30, 2026 Category: State Filing Guides

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