Can I pay monthly for SR22 instead of six months upfront?
Yes. Most SR22 carriers offer monthly payment options. You don't have to pay 6 or 12 months upfront — though paying more upfront sometimes gets you a lower total cost. The most important thing is setting up autopay so your policy never lapses.
Payment Options
Most carriers that write SR22 policies offer flexible payment schedules:
- Monthly — The most common choice. Spreads the cost out and is easiest to budget.
- Quarterly — Every 3 months. Slightly fewer payments to track.
- Semi-annual — Every 6 months. Often comes with a discount.
- Annual — Full year upfront. Usually the lowest total cost.
Why Autopay Matters More Than the Schedule
However you choose to pay, set up autopay. A single missed payment can cancel your policy, which triggers an SR-26 notice to the state and suspends your license. The payment schedule is a convenience choice — autopay is a requirement for protecting your filing.
When we set up your policy, we'll walk you through the payment options and help you choose what fits your budget. Call (855) 678-6977.
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