My insurance company won’t give me SR22 anymore. What do I do?

Direct Answer

You need to find a new carrier before your current policy cancels — otherwise your SR22 lapses and your license gets suspended. Call us at (855) 678-6977 immediately. We can place you with a carrier that writes SR22 in your state and file the same day.

Why Carriers Drop SR22 Drivers

A carrier may non-renew your SR22 policy for several reasons: they’re exiting the high-risk market in your state, you’ve had additional violations, or they’ve decided the risk no longer fits their book of business. Whatever the reason, you need to act quickly.

What to Do Right Now

  1. Don’t wait for the cancellation date — Start shopping immediately. You need a new policy active before the old one cancels.
  2. Call us — (855) 678-6977. We compare rates from 15+ carriers that write SR22 policies.
  3. Keep your old policy active — Don’t cancel it yourself. Let it run until the new policy is in place.

A gap of even one day triggers an SR-26 notice to the state, which means license suspension and a potential reset of your filing period. Time matters here.

Reviewed by Samuel Ridgeway, Licensed Insurance Agent • MO #PR333723 • NPN #17260454
Published: August 30, 2026 Category: Carriers & Switching

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