How long must I maintain an FR44?

Direct Answer

Florida requires FR44 maintenance for 3 years from the date of your license suspension. Virginia also requires 3 years from your reinstatement date. The filing must remain continuous.

Florida FR44 Duration

In Florida, your FR44 filing requirement runs for 3 years from the date your license was suspended due to the DUI conviction. This clock starts when the suspension takes effect, not when you purchase the FR44 policy. However, you must maintain continuous coverage for the entire 3-year period.

Virginia FR44 Duration

Virginia's FR44 requirement is 3 years from the date your license is reinstated. This is a subtle but important difference from Florida — your clock doesn't start until you actually reinstate your license.

No Gaps Allowed

The 3-year period must be uninterrupted. If your FR44 lapses at any point, your carrier notifies the state, your license is re-suspended. Autopay is essential.

Reviewed by Samuel Ridgeway, Licensed Insurance Agent • MO #PR333723 • NPN #17260454
Published: August 30, 2026 Category: Duration & Lapses

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