Can FR44 be added to my current policy?
It depends on your carrier. Many standard insurance companies do not write FR44 filings. If yours doesn't, you'll need to switch to a specialized high-risk carrier that does — which may actually save you money.
Most Standard Carriers Don't Write FR44
FR44 is a specialized filing with higher coverage limits, required only after DUI convictions in Florida and Virginia. Many standard insurance carriers don't offer it. If your current carrier doesn't write FR44, you'll need to switch.
Specialized Carriers May Cost Less
Carriers that specialize in high-risk auto insurance often offer competitive rates for FR44 because it's a core part of their business. A standard carrier that reluctantly writes the occasional FR44 may charge significantly more than a specialist.
We compare rates from multiple carriers that specialize in Florida FR44 policies. Call (855) 678-6977 to see your options.
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