What is SR22 and what does it mean in Nevada?

In Nevada, drivers who have had their licenses suspended or revoked for certain traffic violations are required to obtain an SR22 certificate. This document, filed by an insurer with Nevada’s DMV, proves the driver carries the state-required minimum liability insurance.

The SR22 is often necessitated by serious offenses such as DUI, operating a vehicle uninsured, or committing severe traffic violations. It indicates to the state and potential insurers that the driver poses a high risk. Consequently, insurance premiums for drivers needing an SR22 are generally higher. Nevada mandates the maintenance of the SR22 for a designated period, often three years, with continuous insurance coverage essential during this time.

For Nevada drivers requiring an SR22, exploring different insurance providers can help in finding competitive rates. Improving one’s driving record is also crucial for lowering future insurance premiums.