What is SR22 and what does it mean in Illinois?

In Illinois, the SR22 is a document required for certain drivers to reinstate their driving privileges after suspensions related to major traffic violations. This certificate, filed with Illinois’s DMV by an insurance provider, verifies the driver holds the state’s required minimum liability insurance.

Necessitated by offenses such as DUI, driving without insurance, or severe traffic violations, the SR22 marks the driver as high-risk. This designation typically leads to increased insurance premiums. Illinois drivers are usually required to carry the SR22 for three years, ensuring continuous insurance coverage throughout this period to maintain their driving rights.

For those  dealing with an  Illinois SR22 requirement, shopping around for insurance options is key to finding manageable rates. Maintaining a clean driving record thereafter is essential for reducing insurance costs and avoiding future SR22 requirements.