What are the minimum requirements SR22 Missouri?

In Missouri, the SR-22 requirement is a way for the state to ensure that certain drivers carry the minimum level of auto insurance coverage after specific incidents. If you’re required to file an SR-22, it means you must prove to the state that you have continuous insurance coverage that meets Missouri’s minimum liability insurance requirements. Here’s what those minimums look like:

  • $25,000 for bodily injury per person: This covers injuries that you, as the policyholder, cause to one person in an accident.
  • $50,000 for bodily injury per accident: This amount covers injuries to multiple people in the same accident, subject to the per-person limit.
  • $25,000 for property damage: This covers damage you cause to another person’s property in an accident.

These are the basic coverage amounts that your SR-22 insurance policy must meet or exceed. It’s important to remember that while these are the minimum requirements, having higher coverage limits can provide better protection in the event of an accident. The SR-22 form itself is filed by your insurance company with the Missouri Department of Revenue as proof that you carry the required insurance. This filing is typically required for a period of three years, but the exact duration can vary based on the specifics of your situation.