New Mexico SR22 Insurance Coverage Limits

In New Mexico, an SR-22 is a certificate of insurance that proves you carry car insurance. It is typically required for drivers who need to show proof of insurance to the state due to certain traffic-related offenses.

New Mexico SR-22 Minimum Coverage Requirements:
For drivers in New Mexico who are required to submit an SR-22, they must maintain the state’s minimum liability insurance coverages:

1. Bodily Injury Liability:
– $25,000 per person
– $50,000 per accident
2. Property Damage Liability:
– $10,000

Again, these are the same minimum liability coverage limits that apply to all drivers in New Mexico, regardless of whether they need an SR-22.

Typically, in New Mexico, drivers who are required to have an SR-22 must maintain it for 3 years. However, the exact duration can vary based on the specifics of the individual’s traffic offenses and the court’s judgment.

It’s essential for drivers to understand that if there’s any lapse in the SR-22 insurance during this period, the 3-year requirement might restart or get extended. Keeping consistent and continuous insurance coverage during the mandated period is crucial.

Always consult with the New Mexico Motor Vehicle Division or an insurance professional to understand the specifics related to your situation and to ensure compliance with the SR-22 requirements.