Missouri SR22 Insurance Coverage Limits

In Missouri, the SR22 insurance requirements include the following minimum coverage limits and duration:

Bodily Injury Liability Coverage:

Minimum coverage per person: $25,000
Minimum coverage per accident: $50,000
Property Damage Liability Coverage:

Minimum coverage per accident: $10,000
Duration Requirements:

For a first-time offense (DUI, driving without insurance, etc.): Continuous coverage for at least two years from the date of license reinstatement.
For subsequent offenses: Continuous coverage for at least three years from the date of license reinstatement.
These are the minimum coverage limits set by the state of Missouri. You can choose to purchase higher coverage limits if you prefer additional protection.

It’s important to note that allowing your SR22 policy to lapse or canceling it during the required duration will result in the insurance company notifying the Missouri Department of Revenue, which can lead to the suspension of your driver’s license.