What is the Difference Between SR22 and FR44 in Florida?

SR22 Insurance Florida

The Difference between SR22 and FR44 Florida

SR22 and FR44 insurance are both types of certificates required in various states to restore a driver’s license after driving-related offenses, such as DUI or DWI. However, the key difference lies in the liability limits provided by each certificate. In Florida, the state has a specific certificate known as FR44 insurance, which is exclusively for DUI and DWI offenses.SR22 and FR44 in FloridaThe liability limits for FR44 insurance are notably higher than those typically required for SR22 insurance. Specifically, the liability limit for FR44 insurance in Florida is higher than $50,000 per person, $100,000 per accident, and $40,000 for asset damage. This higher coverage is implemented as a deterrent against intoxicated driving due to the more severe consequences it can lead to. By imposing a higher premium through FR44 insurance, the aim is to discourage repeat offenses and ensure that there is adequate insurance coverage to address the needs of any injured parties.