OWNER SR22 INSURANCE

Owner SR22 insurance provides coverage for individuals who own a vehicle and need to meet the SR22 filing requirements. This type of insurance policy typically includes the following coverage:

1. Liability Coverage: Owner SR22 insurance primarily provides liability coverage, which protects the insured owner if they are responsible for causing an accident that results in property damage or bodily injury to others. This coverage helps pay for the cost of repairs or medical expenses for the other party involved in the accident.

- Property Damage Liability: This coverage pays for damages to other people's property, such as their vehicle or other structures, if you are at fault in an accident.

- Bodily Injury Liability: This coverage pays for medical expenses, rehabilitation costs, and other damages if you cause injuries to others in an accident.

2. SR22 Filing: An owner SR22 insurance policy includes the necessary SR22 filing, which is a form that is submitted to the state's Department of Motor Vehicles (DMV) or relevant authorities. The SR22 filing is required for drivers who have committed certain violations or offenses, such as driving under the influence (DUI) or driving without insurance. It serves as proof of financial responsibility, ensuring that the driver has the required liability coverage.

3. Optional Coverages: In addition to liability coverage, owner SR22 insurance policies may offer optional coverages that can be added for additional protection. These may include collision coverage, comprehensive coverage, medical payments coverage, or uninsured/underinsured motorist coverage. These optional coverages can help protect the insured vehicle and the owner against various risks and damages.

It's important to note that owner SR22 insurance primarily focuses on liability coverage for the vehicle owned by the insured individual. It does not typically cover the owner's personal injuries or damages to their own vehicle, unless optional coverages are added to the policy.

As with any insurance policy, the specific coverage details, limits, and exclusions can vary depending on the insurance provider and the policy terms. It's essential to review the policy documents and consult with one of our insurance professionals to understand the precise coverage provided by your owner SR22 insurance policy.