Our Team

FR44 & SR22 Experts: Pioneering the Future of Insurance Service

Nestled in the heart of Chesterfield, Missouri, FR44 & SR22 Experts has been a beacon of trust and excellence for over 15 years. As the country's top producer of SR22 and FR44 policies, our commitment to innovation and dedication to the client experience sets us apart in the insurance industry.

What truly distinguishes FR44 & SR22 Experts is our unique operational structure. Embracing the digital age, we have tapped into the power of remote work, allowing us to assemble an elite team of agents and brokers stationed strategically across the nation. This vast network transcends traditional geographic and time constraints, empowering our team to operate across multiple time zones. This strategic placement ensures that wherever our clients are, there's an expert representative ready to assist, unbounded by the confines of a conventional 9-to-5 schedule.

Our innovative approach has paid dividends, fostering a hyper-responsive service culture that is attuned to the rhythm of our customers’ lives, rather than the tick of a clock. Our customers have come to recognize and appreciate the flexibility and accessibility that defines our brand.

Moreover, the high volume of policies we produce has solidified our position as a preferred partner among carriers. This high-volume business model affords us exclusive arrangements, leading to cost-saving benefits for our customers. Through our specialized programs with carriers, we're able to offer our policies at substantially lower rates than many competitors, ensuring that our clients receive unparalleled value alongside exceptional service.

At FR44 & SR22 Experts, we're not just redefining insurance—we're reshaping the very essence of customer-centric service.

Founder and Managing Director

Sam Ridgeway

Samuel Ridgeway

A Visionary Leader with a Heart for People

Samuel Ridgeway is not just the proud owner and driving force behind FR44 & SR22 Experts; he is the embodiment of its core values. With over 15 years at the helm, Sam's leadership is anchored in a simple, yet powerful philosophy: prioritize people and profits will follow. His oft-repeated maxim, "People before Commissions," encapsulates a business ethos that places customer well-being at its heart, a commitment that has been a cornerstone of the company's enduring success.

A Chesterfield, Missouri native for over two decades, Sam is deeply woven into the fabric of the local community. Beyond his professional achievements, he is a dedicated family man, celebrating the joys of marriage, fatherhood, and even grandfatherhood. His engagement with community activities, especially those involving his children and grandchildren, underscores his commitment to nurturing and giving back to the community that has supported him throughout his journey.

Sam's service as a U.S. Army Combat Veteran during the Gulf War is a testament to his courage, resilience, and dedication to his country. The values instilled in him during his service have translated seamlessly into his role as a business leader. After bravely serving his nation, Sam pursued higher education, earning his college degree with determination and zeal. Not long after, he channeled his entrepreneurial spirit to establish FR44 & SR22 Experts. Since its inception, he has steered the company with an unwavering commitment to integrity and service, ensuring it stands tall in the insurance industry.

More than just a successful entrepreneur, Samuel Ridgeway is a beacon of principled leadership, community involvement, and genuine care – values that permeate every facet of FR44 & SR22 Experts.

West Coast Manager

West Coast Manager

Jennifer Flint

Cultivating trust with a blend of medical precision and insurance expertise, Jennifer Flint is the compass guiding FR44 & SR22 Experts on the West Coast.

Jennifer Flint brings a unique and valuable perspective to her role as West Coast Manager for FR44 & SR22 Experts. With an extensive background managing medical offices and overseeing human resources, she is adept at navigating complex regulatory environments, ensuring meticulous compliance, and optimizing operational efficiencies.

Jennifer's experience in the medical sector required her to handle sensitive personal data, manage interdisciplinary teams, and ensure consistent adherence to ever-changing regulations. This foundation positions her exceptionally well to understand the intricacies of the insurance domain, where precision, discretion, and a deep understanding of regulatory requirements are paramount.

As a seasoned manager, Jennifer possesses a knack for identifying the strengths within her team, fostering a cohesive work environment, and driving client satisfaction. Her strong interpersonal skills, honed through her years in human resources, equip her with the ability to build enduring relationships with both clients and partners. Jennifer’s unique blend of medical office management and human resources expertise now serves as a cornerstone for her success at FR44 & SR22 Experts, ensuring clients on the West Coast receive top-notch service tailored to their specific insurance needs.

East Coast Manager

East Coast Manager

Haley Thogmartin

Leading with Precision and Insight

Haley Thogmartin is a testament to the fusion of athletic discipline, academic prowess, and exceptional leadership. A distinguished alumnus of Southeast Missouri State University, Haley's journey began with an outstanding achievement: securing a full athletic scholarship for Division 1 Softball. This early experience on the field not only showcased her dedication and prowess in athletics but also laid the foundation for her resilient work ethic and unparalleled team spirit.

Choosing to delve into the world of psychology during her academic tenure, Haley harnessed the profound insights of human behavior, cognition, and interpersonal dynamics. It was this rigorous academic background that uniquely positioned her to transcend conventional management paradigms.

Haley's professional trajectory was meteoric. From her initial role, she rapidly ascended to the position of Director of Operations, where her nuanced understanding of human behavior, coupled with her innate leadership abilities, brought transformative changes to the organizational landscape. Her ability to tap into the core motivations of her team and guide them with empathy and strategic foresight distinguished her as a leader par excellence.

Today, Haley stands at the helm of operations on the East Coast for FR44 & SR22 Experts, overseeing a substantial cadre of agents and brokers. Her role is not just managerial; it's a confluence of mentorship, strategy, and vision. With Haley's leadership, her team is continually motivated to reach new heights, ensuring that FR44 & SR22 Experts remains at the forefront of industry excellence.

In Haley Thogmartin, one sees the perfect blend of academic rigor, athletic discipline, and strategic leadership, making her a formidable force in the world of insurance and management.

FR44 & SR22 Experts is licensed in Arizona, California, Colorado, Florida, Illinois, Missouri Nevada, New Mexico, Ohio, Texas, and Virginia.