SR22 Insurance Texas

Texas Driver License Points

In Texas, the Department of Public Safety (DPS) uses a Driver Responsibility Program which includes a point system to track and penalize drivers for traffic offenses.

Here’s a general overview of the Texas driver license point system:

How You Accumulate Points::

Different traffic offenses have distinct point values:

– Moving violation conviction: 2 points
– Moving violation conviction that resulted in a crash: 3 points

It’s worth noting that Texas’s point system is simpler than those of many other states. A wide range of moving violations, from speeding to failing to signal, typically results in 2 points on your license.

Consequences for Points Accumulation:

If you accumulate a certain number of points within a specific timeframe, you can be assessed surcharges:

– Accumulate 6 or more points on your record: You will have to pay a surcharge every year that you maintain 6 or more points. This surcharge is $100 for the first 6 points and $25 for each additional point.

How to Remove or Reduce Points:

1. Defensive Driving Course: You may be able to have a ticket dismissed and thus not accumulate points by completing a state-approved defensive driving course. However, this is typically an option only once every 12 months and only for certain offenses.
2. Time: Points remain on your record for three years from the date of the conviction. After this period, they are automatically removed.

Other Considerations:

– Certain offenses in Texas bypass the point system and result in automatic surcharges or other penalties. For example, a DWI conviction, driving without insurance, or driving with an invalid license can result in annual surcharges for three years.
– Failure to pay surcharges or accumulating too many points/surcharges can result in license suspension.
– An accumulation of points can influence your insurance premiums.

Always consult the Texas Department of Public Safety or the appropriate local agency for the most recent information, or if you have specific questions about your driving record.