SR22 Insurance Missouri

Missouri Driver License Points

In Missouri, the Department of Revenue (DOR) employs a point system to monitor and penalize drivers for traffic offenses.

Here’s a general overview of the Missouri driver license point system:

How You Accumulate Points::

Different traffic offenses have distinct point values:

– Speeding: Varies depending on the jurisdiction. Speeding tickets from a municipal police officer typically result in 2 points, while tickets from a state trooper typically result in 3 points.
– Driving with a suspended license: 12 points
– DUI/DWI: 8 points
– Child restraint violation: 2 points
– Careless and imprudent driving: 2 points
– Leaving the scene of an accident: 6 points
– Failure to produce insurance upon request: 4 points
– Failure to register a motor vehicle: 4 points

This is a partial list, and there are many other violations with their respective point values.

Consequences for Points Accumulation:

Accumulating points in a certain time frame can lead to the suspension or revocation of driving privileges:

– Accumulate 8 or more points in 18 months: 30-day suspension for a first-time offender. Second-time offenders receive a 60-day suspension, and third-time (or more) offenders receive a 90-day suspension.
– Accumulate 12 or more points in 12 months: 1-year revocation
– Accumulate 18 or more points in 24 months: 1-year revocation
– Accumulate 24 or more points in 36 months: 1-year revocation

How to Remove or Reduce Points:

1. Time: Over time, points decrease. Each year you go without receiving any new points, the total number of points on your record is reduced. One year reduces the total remaining points by one-third, two years reduces the remaining points by half, and three years results in the removal of all points.
2. Driver Improvement Program (DIP): If you’re eligible, attending and completing a DIP can lead to the reduction of points. This option is available once every 36 months.

Other Considerations:

– Your insurance premiums can increase with the accumulation of points.
– Point accumulation and the subsequent penalties are designed to encourage safer driving habits.

Always check with the Missouri Department of Revenue or the appropriate local agency for the most recent information and specifics related to individual situations.