Who needs a SR22?

The requirement for an SR22 varies from state to state, but it is typically necessary for individuals who have committed serious traffic offenses or have had their driving privileges suspended or revoked. The most common reasons for needing an SR22 include:

  1. Driving under the influence (DUI/DWI): If you have been convicted of driving under the influence of alcohol or drugs, you will likely be required to file an SR22.
  2. Driving without insurance: If you were caught driving without the required minimum liability insurance coverage, you may need to obtain an SR22 to reinstate your driving privileges.
  3. Reckless driving: Serious traffic offenses such as reckless driving, excessive speeding, or racing on public roads can result in the need for an SR22.
  4. Multiple traffic violations: Accumulating a certain number of traffic violations or points on your driving record within a specific period may lead to an SR22 requirement.
  5. Driving with a suspended or revoked license: If your driver’s license has been suspended or revoked due to various reasons, such as accumulating too many points, failing to appear in court, or not paying fines, an SR22 filing might be necessary to reinstate your driving privileges.
  6. Delinquent Child Support Payments can result in a suspended Drivers License requiring an SR22 to reinstate.

It’s important to note that the specific requirements for an SR22 filing and the duration of the filing can vary by state. You should consult with your local Department of Motor Vehicles (DMV) or one of our licensed insurance agents to understand the requirements in your particular state.