What is Insurance Score

An insurance score is a number or rating that is based in whole or in part on a consumer’s credit history. Alaska law allows insurers to consider credit information in the selection of applicants and setting of rates. Consumers may dispute the credit information that was used or request an exception for extraordinary life circumstances. In most states the law allows you to request reconsideration of an adverse action based in whole or in part on your credit history if the information on your credit report is in dispute.