Do you need SR22 Insurance to get a hardship license?

The requirements for obtaining a hardship license, also known as a restricted license or occupational license, vary by state. In some states, obtaining SR22 insurance may be a requirement to qualify for a hardship license, while in other states it may not be necessary. It’s essential to check the specific laws and regulations of your state to determine the requirements for a hardship license.

A hardship license is typically granted in situations where a driver’s regular driver’s license has been suspended or revoked, but they need limited driving privileges for specific purposes, such as commuting to work, attending school, or seeking medical treatment. The purpose of a hardship license is to provide some level of mobility and allow individuals to fulfill essential responsibilities despite their license suspension.

In states where SR22 insurance is required for a hardship license, it means that you would need to obtain an SR22 insurance policy and file the SR22 certificate with the appropriate state agency as part of the application process. The SR22 insurance would need to meet the minimum liability coverage requirements specified by your state.

To determine whether SR22 insurance is required for a hardship license in your state, you can consult your state’s Department of Motor Vehicles (DMV) or similar authority. They will provide you with accurate and up-to-date information on the requirements and steps involved in obtaining a hardship license, including whether SR22 insurance is necessary. Additionally, contacting an insurance provider that specializes in SR22 insurance can also help clarify the requirements specific to your situation and location.