Can you insure a car you don’t own in Missouri with SR22?

Yes – If you do not own a car you can purchase Non Owner SR22 Insurance.

In Missouri, if you need to have SR22 insurance but don’t own a car, you can still get what’s called a non-owner SR22 insurance policy.

What is Non-Owner SR22 Insurance?

Non-owner SR22 insurance is for people who need to prove they have insurance to get their driver’s license back but don’t own a car. This could be because of driving mistakes like DUIs or not having insurance before.

How Does It Work?

  • What it Covers: This insurance helps pay for damages if you cause an accident while driving someone else’s car. It doesn’t pay for damages to the car you’re driving.
  • Who Can Get It: You can get this insurance if you don’t own a car, you don’t have a car you use all the time at home, and you need to prove you have insurance to the state.
  • Why It’s Good: It’s useful if you sometimes drive but don’t have your own car. For example, if you borrow a friend’s car or rent a car sometimes.

What You Need to Do

If you’re in a situation where you need SR22 but don’t have a car, you should talk to FR44 & SR22 Insrurance Experts that We offer non-owner SR22 insurance. Tell them you need an SR22, and they can help make sure you’re doing everything right to meet Missouri’s rules and get your driving privileges back.