Non-Standard Insurance for High Risk Drivers

High-risk drivers may consider non-standard insurance options, including:

1. Non-Standard Insurance Companies: These companies specialize in providing coverage for high-risk drivers and may have more lenient underwriting guidelines.

2. Assigned Risk Pools: Some states have assigned risk pools where high-risk drivers can obtain insurance when other options are limited. These policies are typically higher in cost.

3. Surplus Lines Insurance: Surplus lines insurers offer coverage for high-risk drivers that cannot be obtained through standard insurance markets. These policies may have higher premiums.

4. State-Sponsored Programs: Some states offer programs specifically designed for high-risk drivers, providing affordable insurance options with required coverage.

5. Specialized Agents or Brokers: Work with FR44 & SR22 Experts. We have expertise in high-risk insurance. They can help navigate the market and find appropriate non-standard options.

When considering non-standard insurance, it’s important to carefully review the coverage offered, policy terms, and any exclusions or limitations. Compare quotes and coverage options from different providers to find the most suitable and affordable policy for your needs.

Remember that improving your driving record over time can help you transition from non-standard to standard insurance options with lower premiums. It’s crucial to maintain continuous coverage and practice safe driving habits to demonstrate responsibility and qualify for better rates in the future.